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Terms of Service
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE. USE OF THIS
SITE CONSTITUTES ACCEPTANCE OF THESE TERMS.
Personal Finances Networks, its subsidiaries and affiliates ("we" or "us" or
“PFN” or “company”) permit you to use its networks of sites (“our sites”),
subject to the following Terms of Use ("Terms"), which we may update from
time to time without notice to you. Please check these Terms periodically
for changes. By using our sites after changes have been made to these Terms,
you agree to the changes. If you use any of our other services, you will
also be subject to the terms and conditions that apply to such services.
1. LINKS AND CONTENT
We, or third parties, may produce automated search results or otherwise
provide links to other World Wide Web sites or resources. We may also
provide the opportunity for third parties to submit, post, transmit or
otherwise make available information, data, text, photographs, sound,
graphics, video, messages, reviews or other materials ("Content") though
this site. Because we either do not review and/or have no control over such
sites, resources, and Content, you acknowledge and agree that we are not
responsible for any Content, nor for the availability of such sites, and
resources, and that we do not endorse and are not responsible nor liable for
any such sites or resources, nor for any Content contained therein, and you
understand that all Content is the sole responsibility of the person from
whom such Content originated. You further acknowledge and agree that we are
not responsible or liable, directly nor indirectly, for any damage or loss
caused or alleged to be caused by or in connection with use of or reliance
on any such Content, site or resource.
2. PROHIBITED USES
You agree not to use our sites or their Content for any illegal or
unauthorized activity. You agree that you will not use any device, software,
or other technology to interfere or attempt to interfere with the proper
working of this site. You agree not to use our sites or their Content for
any commercial purposes. You agree not to crawl, spider, scrape, or
otherwise deploy automated agents or other technology to collect, harvest,
mine, or otherwise interact with this site, unless you a) uniquely identify
your technology by means of the user-agent field in every request header, b)
provide a clear point of contact for the operation of those systems and c)
follow standard robots.txt and other standard crawler-management policies.
You agree that we can, at our sole discretion, prohibit such automated
activities.
3. DISCLAIMERS OF WARRANTIES
YOU UNDERSTAND AND AGREE THAT TO THE EXTENT PERMITTED BY LAW:
(a) SERVICES AND CONTENT ON OUR SITES ARE PROVIDED ON AN "AS IS" AND "AS
AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND AGAINST INFRINGEMENT.
(b) WE MAKE NO WARRANTY THAT: (i) THE FUNCTIONS OF AND SERVICES PROVIDED IN
THIS SITE WILL BE UNINTERRUPTED, SECURE OR ERROR- FREE; (ii) DEFECTS WILL BE
CORRECTED; OR (iii) THIS SITE OR THE SERVER THAT MAKES THE SERVICES
AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
(c) WE MAKE NO WARRANTY REGARDING THE ACCURACY, VERACITY, INTEGRITY OR
QUALITY OF THE CONTENT, SITES OR RESOURCES MADE AVAILABLE ON OR FROM OUR
SITES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTY THAT SUCH CONTENT, SITES
OR RESOURCES WILL BE FREE OF MATERIAL THAT IS OFFENSIVE, INDECENT OR
OBJECTIONABLE.
(d) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE
SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY
RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT
RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
4. LIMITATION OF LIABILITY
IN NO EVENT WILL WE BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL,
INCIDENTAL, SPECIAL OR EXEMPLARY DAMAGES FOR ANY USE OF OUR SITES, OR USE OF
ANY OTHER LINKED SITE, EVEN IF WE ARE ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES. YOUR SOLE REMEDY IS TO DISCONTINUE USE OF OUR SITES.
5. PRIVACY
Your privacy is important to us. All information gathered by us from you in
connection with your use of our sites is subject to the provisions of our
Privacy Statement. We do not control, nor are we responsible for, the
privacy practices of those sites to which we link and, therefore, you agree
to read the privacy policies of those sites.
6. INDEMNITY
You agree to indemnify and hold Personal Finances Networks and its
affiliates, officers, agents, co-branders or other partners, and employees,
harmless from any claim or demand, including reasonable attorneys' fees,
made by any third party due to or arising out of: your use of our sites;
Content you submit, post, transmit or otherwise make available though our
sites; your violation of these Terms; or your violation of any rights of
another.
7. GENERAL INFORMATION
These Terms constitute the entire agreement between you and us with respect
to the subject matter hereof, and govern your use of our sites, superseding
any prior agreements between you and us. You also may be subject to
additional terms and conditions that may apply when you use affiliate
services, third-party Content or third-party software. These Terms and the
relationship between you and us will be governed by the laws of the
Commonwealth of Massachusetts without regard to its conflict of law
provisions. The parties agree to submit to the personal and exclusive
jurisdiction of the courts located within Middlesex County, Massachusetts,
for any dispute arising under or relating to the subject matter of these
Terms. Our failure to exercise or enforce any right or provision of these
Terms will not constitute a waiver of such right or provision. If any
provision of these Terms is found invalid or unenforceable, that provision
will be enforced to the maximum extent possible, while the remaining
provisions of these Terms will remain in full force and effect.
Effective July 28, 2008.